Guaranteed investments form an integral part of your investment portfolio. Regardless of market conditions, the guaranteed portion of your portfolio is always growing. The balance between guaranteed investments and equity type investments depends on your financial situation, risk tolerance and investment goals.

Because each person has very different goals and objectives, we do not give guidelines for an appropriate allocation of guaranteed versus equity investments until we complete a client profile and needs analysis. This ensures that we recommend the optimum balance for our client's personal situation.

We offer terms ranging from one to ten years. We work with many institutions to make certain that you receive a competitive interest rate for your particular circumstances.