The Registered Retirement Saving Plans (RRSP) offers Canadians one of the best tax shelters available in the country. You receive a tax deduction and often a tax refund for your contribution. Your money then grows tax-free until you begin to make withdrawals at retirement.

Since RRSP savings are typically for the long term, we usually recommend a diversified portfolio of mutual funds and fixed income investments based on your risk profile. We are not tied to one institution and can offer you different alternatives that best suit your needs.